It’s spring break season and getting away from it all, alone or with family, doesn’t have to cost a fortune. Navigator Credit Union has a few tips and tricks to help you relax, unwind, and recharge your budget.
Save on flights If possible, fly mid-week. The plane ticket is the most expensive on weekends. Taking off on a Thursday instead of a Friday or flying home on a Tuesday instead of a Sunday can be a real money saver.
When it comes to booking your flights, Tuesday is usually the best day to book. Prices also fluctuate throughout the day. To save money, book in the afternoon as prices tend to be higher in the morning when business travelers book most of their flights. If you have searched for flights, be sure to clear your browser cookies before booking.
Be wise when it comes to accommodation Swap expensive hotel suites for vacation rentals. It can cost half the price and give you an authentic taste of real city life. You can even stay with family or friends. Reach out to people you know or plan a trip to a place where a family member lives – it could take you to places you never thought of before.
Be flexible and build connections Research your destination and make a list of five or fewer things not to miss, while leaving the rest of your days open to spontaneity. This way, you can find fun experiences without shelling out money for prepaid tourist activities and events.
Make an effort to connect with the locals to make your trip more memorable. You’ll learn about the city and find cheap adventures you might not have discovered on your own.
Don’t eat your budget Eating well on vacation doesn’t have to break the bank. If you want to indulge in fine dining, you can compensate for that by having affordable breakfasts and lunches. Browse local groceries, delis, and farmers markets for meals on a budget. If your accommodation has a kitchen, consider preparing meals instead of dining out. An added bonus is a microwave for reheating leftovers from the restaurant.
Budget for your vacation Research all the costs associated with your vacation and start saving. At Navigator, you can create a savings account dedicated to travel. Set up automatic transfers from your checking account to quickly build up your travel fund.
If you haven’t saved up, consider getting a vacation loan, a type of personal loan, instead of using credit cards for your getaway. With fixed rates and a fixed term, you’ll know exactly what you’ll owe and exactly what the payments will be once you return from your adventure. Learn more about navigatorcu.org/vacation-loan.
About Navigator Credit Union Navigator Credit Union has been guiding the Gulf Coast since 1939. Navigator is a non-profit credit union, here for members, not Wall Street investors. This means Credit Union can provide a full range of financial products and services, with better rates, lower fees and more flexibility than most banks, including free checks, home loans, car loans and credit card. Navigator has 12 full-service locations from Gulfport, Miss., to Daphne, Ala., and is committed to providing the strength, stability and financial resources members need – no matter what happens during the life. To visit navigatorcu.org to learn more or apply for membership!
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